*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
:root {
  --navy:      #0d1f33;
  --navy-mid:  #142840;
  --navy-card: #0f2237;
  --border:    #1e3a5c;
  --border-lt: #2a5a8a;
  --accent:    #3a8fd4;
  --accent-lt: #4a8ec0;
  --accent-dim:#2a6a9a;
  --text-hi:   #e8f3fc;
  --text-mid:  #c8ddf0;
  --text-lo:   #7aabca;
  --text-mute: #4a7a9a;
  --text-ghost:#2a5a8a;
  --gold:      #d4a84b;
}
html { scroll-behavior: smooth; }
body { font-family: Georgia,'Times New Roman',serif; background: var(--navy); color: var(--text-mid); min-height: 100vh; }

/* NAV */
header { position: sticky; top: 0; z-index: 100; background: rgba(13,31,51,0.97); backdrop-filter: blur(8px); border-bottom: 0.5px solid var(--border); }
nav { max-width: 1100px; margin: 0 auto; padding: 0 32px; display: flex; align-items: center; justify-content: space-between; height: 68px; }
.nav-logo { font-size: 17px; font-weight: 700; color: var(--text-mid); letter-spacing: 4px; text-decoration: none; display: flex; align-items: center; gap: 10px; }
.nav-logo svg { width: 28px; height: 32px; }
.nav-links { display: flex; align-items: center; gap: 28px; }
.nav-links a { color: var(--text-lo); font-size: 12px; font-family: Arial,sans-serif; text-decoration: none; letter-spacing: 1.5px; text-transform: uppercase; transition: color .2s; position: relative; }
.nav-links a:hover { color: var(--text-mid); }
.nav-links a.active { color: var(--text-hi); }
.nav-links a.active::after { content: ''; position: absolute; bottom: -4px; left: 0; right: 0; height: 2px; background: var(--accent); border-radius: 1px; }
.nav-cta { background: var(--accent) !important; color: #fff !important; padding: 8px 20px; border-radius: 4px; font-weight: 700 !important; letter-spacing: 2px !important; transition: background .2s !important; }
.nav-cta:hover { background: #2a7ab8 !important; }
.nav-cta.active::after { display: none; }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 4px; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--text-lo); border-radius: 2px; transition: .3s; }
.mobile-menu { display: none; background: var(--navy-mid); border-bottom: 0.5px solid var(--border); padding: 16px 32px 20px; flex-direction: column; gap: 16px; }
.mobile-menu a { color: var(--text-lo); font-size: 13px; font-family: Arial,sans-serif; text-decoration: none; letter-spacing: 1.5px; text-transform: uppercase; }
.mobile-menu a.nav-cta { background: var(--accent); color: #fff !important; padding: 10px 20px; border-radius: 4px; text-align: center; }
.mobile-menu.open { display: flex; }

/* PAGE HERO BANNER */
.page-hero { position: relative; overflow: hidden; min-height: 100vh; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; padding: 120px 32px; }
.page-hero-photo { position: absolute; inset: 0; background-size: cover; background-position: center 30%; background-repeat: no-repeat; }
.page-hero-photo::after { content: ''; position: absolute; inset: 0; background: linear-gradient(to bottom, rgba(8,18,30,0.72) 0%, rgba(10,22,38,0.82) 50%, rgba(13,31,51,0.94) 100%); }
.page-hero-glow { position: absolute; inset: 0; z-index: 1; pointer-events: none; background: radial-gradient(ellipse 60% 40% at 50% 55%, rgba(58,143,212,0.10) 0%, transparent 70%); }
.page-hero-badge { position: relative; z-index: 2; display: inline-block; background: rgba(58,143,212,0.18); color: var(--accent-lt); font-size: 11px; font-family: Arial,sans-serif; letter-spacing: 3px; padding: 6px 20px; border-radius: 20px; border: 0.5px solid rgba(58,143,212,0.4); margin-bottom: 24px; backdrop-filter: blur(4px); }
.page-hero h1 { position: relative; z-index: 2; font-size: clamp(36px,5.5vw,68px); font-weight: 700; color: #fff; line-height: 1.15; max-width: 820px; margin: 0 auto 14px; text-shadow: 0 2px 32px rgba(0,0,0,0.5); }
.page-hero h1 em { font-style: normal; color: #6ec6f5; }
.page-hero-campaign { position: relative; z-index: 2; font-family: Arial,sans-serif; font-size: 15px; font-weight: 600; color: var(--gold); letter-spacing: 1px; margin: 0 auto 16px; }
.page-hero-sub { position: relative; z-index: 2; font-size: 17px; font-family: Arial,sans-serif; color: rgba(200,221,240,0.85); line-height: 1.8; max-width: 520px; margin: 0 auto 44px; }
.page-hero-btns { position: relative; z-index: 2; display: flex; gap: 14px; flex-wrap: wrap; justify-content: center; }
.hero-scroll { position: absolute; bottom: 36px; left: 50%; transform: translateX(-50%); z-index: 2; display: flex; flex-direction: column; align-items: center; gap: 6px; opacity: .5; }
.hero-scroll span { font-family: Arial,sans-serif; font-size: 10px; letter-spacing: 2px; color: rgba(200,221,240,0.6); }
.scroll-line { width: 1px; height: 40px; background: linear-gradient(to bottom, rgba(58,143,212,0.8),transparent); animation: scrollPulse 2s ease-in-out infinite; }
@keyframes scrollPulse { 0%,100%{opacity:.4} 50%{opacity:1} }

/* INNER PAGE HERO (smaller, for sub-pages) */
.inner-hero { position: relative; overflow: hidden; padding: 100px 32px 80px; text-align: center; }
.inner-hero-photo { position: absolute; inset: 0; background-size: cover; background-position: center; }
.inner-hero-photo::after { content: ''; position: absolute; inset: 0; background: linear-gradient(to bottom, rgba(8,18,30,0.75) 0%, rgba(13,31,51,0.92) 100%); }
.inner-hero-content { position: relative; z-index: 2; }
.inner-hero h1 { font-size: clamp(30px,4vw,52px); font-weight: 700; color: #fff; line-height: 1.2; max-width: 660px; margin: 0 auto 16px; text-shadow: 0 2px 24px rgba(0,0,0,0.5); }
.inner-hero h1 em { font-style: normal; color: #6ec6f5; }
.inner-hero p { font-size: 16px; font-family: Arial,sans-serif; color: rgba(200,221,240,0.85); max-width: 500px; margin: 0 auto; line-height: 1.8; }
.breadcrumb { display: flex; align-items: center; gap: 8px; justify-content: center; margin-bottom: 20px; }
.breadcrumb a { font-family: Arial,sans-serif; font-size: 11px; color: var(--accent-lt); text-decoration: none; letter-spacing: 1px; text-transform: uppercase; }
.breadcrumb span { font-family: Arial,sans-serif; font-size: 11px; color: var(--text-ghost); }

/* BUTTONS */
.btn-primary { background: var(--accent); color: #fff; font-family: Arial,sans-serif; font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 14px 32px; border-radius: 4px; display: inline-block; transition: background .2s, transform .15s; }
.btn-primary:hover { background: #2a7ab8; transform: translateY(-1px); }
.btn-outline { border: 1px solid rgba(200,221,240,0.4); color: rgba(200,221,240,0.85); font-family: Arial,sans-serif; font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 14px 32px; border-radius: 4px; display: inline-block; backdrop-filter: blur(4px); transition: border-color .2s, color .2s, background .2s, transform .15s; }
.btn-outline:hover { border-color: var(--accent); color: #fff; background: rgba(58,143,212,0.15); transform: translateY(-1px); }
.btn-outline-dark { border: 1px solid var(--border-lt); color: var(--text-lo); font-family: Arial,sans-serif; font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; text-decoration: none; padding: 14px 32px; border-radius: 4px; display: inline-block; transition: border-color .2s, color .2s, transform .15s; }
.btn-outline-dark:hover { border-color: var(--accent); color: var(--accent); transform: translateY(-1px); }

/* SECTION BASE */
section { padding: 96px 32px; }
.container { max-width: 1100px; margin: 0 auto; }
.section-eyebrow { font-family: Arial,sans-serif; font-size: 11px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--accent); margin-bottom: 14px; display: block; }
.section-title { font-size: clamp(26px,3.5vw,42px); font-weight: 700; color: var(--text-hi); line-height: 1.25; margin-bottom: 20px; }
.section-sub { font-size: 15px; font-family: Arial,sans-serif; color: var(--text-lo); line-height: 1.85; max-width: 540px; }
.divider { width: 40px; height: 0.5px; background: var(--border-lt); margin: 28px 0; }

/* STAT STRIP */
.stat-strip { border-top: 0.5px solid var(--border); border-bottom: 0.5px solid var(--border); background: var(--navy-mid); padding: 36px 32px; }
.stat-inner { max-width: 1100px; margin: 0 auto; display: flex; justify-content: center; }
.stat-item { flex: 1; max-width: 240px; text-align: center; padding: 0 24px; border-right: 0.5px solid var(--border); }
.stat-item:last-child { border-right: none; }
.stat-num { font-size: 36px; font-weight: 700; color: var(--text-hi); display: block; letter-spacing: -1px; }
.stat-num span, .stat-num em { color: var(--accent); font-style: normal; }
.stat-label { font-family: Arial,sans-serif; font-size: 11px; color: var(--text-mute); letter-spacing: 2px; text-transform: uppercase; margin-top: 4px; display: block; }

/* CARDS */
.card-grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 52px; }
.card-grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 20px; margin-top: 52px; }
.card { background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 10px; padding: 32px 26px; transition: border-color .2s, transform .2s; }
.card:hover { border-color: var(--accent-dim); transform: translateY(-3px); }
.card-icon { width: 52px; height: 52px; border-radius: 8px; background: linear-gradient(135deg,#1a3a5c,#142840); border: 0.5px solid var(--border-lt); display: flex; align-items: center; justify-content: center; font-size: 22px; margin-bottom: 20px; }
.card h3 { font-family: Arial,sans-serif; font-size: 14px; font-weight: 700; color: var(--text-hi); letter-spacing: .5px; margin-bottom: 12px; text-transform: uppercase; }
.card p { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-mute); line-height: 1.75; }
.card-tag { display: inline-block; background: rgba(58,143,212,0.12); color: var(--accent-lt); font-family: Arial,sans-serif; font-size: 10px; letter-spacing: 2px; padding: 3px 10px; border-radius: 12px; text-transform: uppercase; margin-top: 12px; }

/* IMPACT GRID */
.impact-grid { display: grid; grid-template-columns: repeat(4,1fr); border: 0.5px solid var(--border); border-radius: 10px; overflow: hidden; margin-top: 52px; }
.impact-item { padding: 36px 24px; text-align: center; border-right: 0.5px solid var(--border); background: var(--navy-card); }
.impact-item:last-child { border-right: none; }
.impact-num { font-size: 38px; font-weight: 700; color: var(--text-hi); display: block; letter-spacing: -1px; }
.impact-num em { font-style: normal; color: var(--accent); }
.impact-label { font-family: Arial,sans-serif; font-size: 11px; color: var(--text-mute); letter-spacing: 2px; text-transform: uppercase; margin-top: 6px; display: block; line-height: 1.5; }

/* QUOTE / TESTIMONIAL */
.quote-card { background: var(--navy-mid); border: 0.5px solid var(--border); border-radius: 12px; padding: 36px; display: flex; flex-direction: column; gap: 16px; }
.quote-text { font-size: 18px; font-style: italic; color: var(--text-hi); line-height: 1.7; }
.quote-text::before { content: '\201C'; color: var(--accent); font-size: 32px; line-height: 0; vertical-align: -12px; margin-right: 4px; }
.quote-attr { font-family: Arial,sans-serif; font-size: 12px; color: var(--text-mute); letter-spacing: 1px; }
.quote-attr strong { color: var(--text-lo); }
.quote-tag { display: inline-block; background: rgba(58,143,212,0.12); color: var(--accent-lt); font-family: Arial,sans-serif; font-size: 10px; letter-spacing: 2px; padding: 3px 10px; border-radius: 12px; text-transform: uppercase; align-self: flex-start; }

/* CTA BAND */
.cta-band { background: linear-gradient(135deg,#0e2840 0%,#142840 50%,#0d1f33 100%); border-top: 0.5px solid var(--border); border-bottom: 0.5px solid var(--border); padding: 80px 32px; text-align: center; }
.cta-band h2 { font-size: clamp(26px,3.5vw,42px); color: var(--text-hi); margin-bottom: 16px; }
.cta-band p { font-family: Arial,sans-serif; font-size: 15px; color: var(--text-lo); margin-bottom: 36px; max-width: 440px; margin-left: auto; margin-right: auto; line-height: 1.8; }

/* FORMS */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-group { display: flex; flex-direction: column; gap: 7px; }
.form-group.full { grid-column: 1/-1; }
.form-group label { font-family: Arial,sans-serif; font-size: 11px; font-weight: 700; color: var(--text-mute); letter-spacing: 2px; text-transform: uppercase; }
.form-group input, .form-group textarea, .form-group select { background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 6px; padding: 11px 14px; font-family: Arial,sans-serif; font-size: 13px; color: var(--text-mid); outline: none; transition: border-color .2s; resize: vertical; }
.form-group input::placeholder, .form-group textarea::placeholder { color: var(--text-ghost); }
.form-group input:focus, .form-group textarea:focus, .form-group select:focus { border-color: var(--accent); }
.form-group select option { background: var(--navy-card); }
.newsletter-row { display: flex; gap: 10px; flex-wrap: wrap; }
.newsletter-row input { flex: 1; min-width: 180px; background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 6px; padding: 11px 14px; font-family: Arial,sans-serif; font-size: 13px; color: var(--text-mid); outline: none; transition: border-color .2s; }
.newsletter-row input::placeholder { color: var(--text-ghost); }
.newsletter-row input:focus { border-color: var(--accent); }

/* SOCIAL */
.social-row { display: flex; gap: 10px; flex-wrap: wrap; }
.social-btn { display: flex; align-items: center; gap: 8px; background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 6px; padding: 8px 16px; font-family: Arial,sans-serif; font-size: 12px; font-weight: 700; color: var(--text-lo); text-decoration: none; letter-spacing: 1px; transition: border-color .2s, color .2s; }
.social-btn:hover { border-color: var(--accent); color: var(--accent); }
.social-btn svg { width: 14px; height: 14px; fill: currentColor; flex-shrink: 0; }

/* FOOTER */
footer { background: #0a1a2a; border-top: 0.5px solid var(--border); padding: 64px 32px 40px; }
.footer-inner { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand { display: flex; flex-direction: column; gap: 16px; }
.footer-logo { font-family: Georgia,serif; font-size: 16px; font-weight: 700; color: var(--text-mid); letter-spacing: 4px; display: flex; align-items: center; gap: 8px; }
.footer-logo svg { width: 22px; height: 26px; }
.footer-desc { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-ghost); line-height: 1.7; max-width: 220px; }
.footer-col h4 { font-family: Arial,sans-serif; font-size: 11px; font-weight: 700; color: var(--text-lo); letter-spacing: 3px; text-transform: uppercase; margin-bottom: 16px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-ghost); text-decoration: none; transition: color .2s; }
.footer-col ul li a:hover { color: var(--text-lo); }
.footer-bottom { max-width: 1100px; margin: 0 auto; padding-top: 24px; border-top: 0.5px solid var(--border); display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 8px; }
.footer-bottom p { font-family: Arial,sans-serif; font-size: 11px; color: var(--text-ghost); }

/* TWO-COL LAYOUT */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.two-col-text p { font-family: Arial,sans-serif; font-size: 14px; color: var(--text-mute); line-height: 1.85; margin-bottom: 16px; }

/* CHECK LIST */
.check-list { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.check-list li { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-lo); line-height: 1.6; display: flex; gap: 10px; align-items: flex-start; }
.check-list li::before { content: '✓'; color: var(--accent); font-weight: 700; flex-shrink: 0; margin-top: 1px; }

/* PRESENCE CARDS */
.presence-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 48px; }
.presence-card { background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 10px; padding: 28px 26px; display: flex; flex-direction: column; gap: 10px; }
.presence-card.featured { border-color: var(--accent-dim); }
.presence-head { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 8px; }
.presence-head h3 { font-family: Arial,sans-serif; font-size: 15px; font-weight: 700; color: var(--text-hi); }
.presence-new { background: rgba(58,143,212,0.15); color: var(--accent-lt); font-family: Arial,sans-serif; font-size: 10px; letter-spacing: 2px; padding: 3px 10px; border-radius: 12px; text-transform: uppercase; }
.presence-cities { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-lo); line-height: 1.8; }
.presence-addr { font-family: Arial,sans-serif; font-size: 12px; color: var(--text-mute); line-height: 1.75; border-top: 0.5px solid var(--border); padding-top: 12px; margin-top: 4px; }
.presence-contact { display: flex; flex-direction: column; gap: 6px; margin-top: 4px; }
.presence-contact a { font-family: Arial,sans-serif; font-size: 12px; color: var(--accent-lt); text-decoration: none; display: flex; align-items: center; gap: 7px; transition: color .2s; }
.presence-contact a:hover { color: var(--text-hi); }

/* MOBILE */
@media (max-width: 820px) {
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  .hamburger { display: flex; }
  section { padding: 64px 20px; }
  .inner-hero { padding: 80px 20px 60px; }
  .page-hero { padding: 100px 20px 100px; }
  .two-col { grid-template-columns: 1fr; gap: 40px; }
  .card-grid-3 { grid-template-columns: 1fr; }
  .card-grid-2 { grid-template-columns: 1fr; }
  .impact-grid { grid-template-columns: 1fr 1fr; }
  .impact-item:nth-child(2) { border-right: none; }
  .footer-inner { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-brand { grid-column: 1/-1; }
  .stat-inner { flex-wrap: wrap; }
  .stat-item { flex: 1 1 45%; border-right: none; border-bottom: 0.5px solid var(--border); padding: 14px 12px; }
  .presence-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .form-group.full { grid-column: 1; }
}

/* ── DROPDOWN NAV ── */
.nav-item { position: relative; }
.nav-item > a { display: flex; align-items: center; gap: 5px; }
.nav-item > a .chevron { width: 10px; height: 10px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; transition: transform .2s; flex-shrink: 0; }
.nav-item:hover > a .chevron { transform: rotate(180deg); }
.dropdown {
  position: absolute; top: calc(100% + 12px); left: 50%; transform: translateX(-50%);
  background: #0e2236; border: 0.5px solid var(--border-lt);
  border-radius: 8px; padding: 8px 0;
  min-width: 180px;
  opacity: 0; visibility: hidden; pointer-events: none;
  transition: opacity .18s, transform .18s;
  transform: translateX(-50%) translateY(-6px);
  box-shadow: 0 16px 40px rgba(0,0,0,0.5);
  z-index: 200;
}
.dropdown::before {
  content: ''; position: absolute; top: -6px; left: 50%; transform: translateX(-50%);
  border-left: 6px solid transparent; border-right: 6px solid transparent;
  border-bottom: 6px solid var(--border-lt);
}
.nav-item:hover .dropdown { opacity: 1; visibility: visible; pointer-events: auto; transform: translateX(-50%) translateY(0); }
.dropdown a {
  display: block; padding: 10px 20px;
  font-family: Arial,sans-serif; font-size: 12px; color: var(--text-lo);
  text-decoration: none; letter-spacing: 1px; text-transform: uppercase;
  transition: background .15s, color .15s;
  white-space: nowrap;
}
.dropdown a:hover { background: rgba(58,143,212,0.1); color: var(--text-hi); }
.dropdown a + a { border-top: 0.5px solid rgba(30,58,92,0.5); }

/* FAQ ACCORDION */
.faq-list { display: flex; flex-direction: column; gap: 0; margin-top: 48px; border: 0.5px solid var(--border); border-radius: 10px; overflow: hidden; }
.faq-item { border-bottom: 0.5px solid var(--border); }
.faq-item:last-child { border-bottom: none; }
.faq-q {
  width: 100%; background: var(--navy-card); border: none; padding: 20px 24px;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
  cursor: pointer; text-align: left; transition: background .15s;
}
.faq-q:hover { background: #112030; }
.faq-q span { font-family: Arial,sans-serif; font-size: 14px; font-weight: 700; color: var(--text-hi); line-height: 1.4; }
.faq-icon { width: 20px; height: 20px; flex-shrink: 0; fill: none; stroke: var(--accent); stroke-width: 2; stroke-linecap: round; transition: transform .25s; }
.faq-item.open .faq-icon { transform: rotate(45deg); }
.faq-a {
  background: var(--navy-mid); padding: 0 24px;
  max-height: 0; overflow: hidden; transition: max-height .3s ease, padding .3s;
}
.faq-item.open .faq-a { max-height: 600px; padding: 18px 24px 22px; }
.faq-a p { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-mute); line-height: 1.8; }
.faq-a p + p { margin-top: 10px; }
.faq-a ul { margin-top: 10px; padding-left: 20px; display: flex; flex-direction: column; gap: 6px; }
.faq-a ul li { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-mute); line-height: 1.7; }

/* TERMINOLOGY */
.term-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 48px; }
.term-card { background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 10px; padding: 28px 24px; }
.term-card h3 { font-family: Arial,sans-serif; font-size: 14px; font-weight: 700; color: var(--accent-lt); text-transform: uppercase; letter-spacing: 1px; margin-bottom: 12px; }
.term-card p { font-family: Arial,sans-serif; font-size: 13px; color: var(--text-mute); line-height: 1.8; }

/* GIVING TIERS */
.tier-grid { display: grid; grid-template-columns: repeat(5,1fr); gap: 16px; margin-top: 48px; }
.tier-card { background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 10px; padding: 24px 18px; text-align: center; transition: border-color .2s, transform .2s; }
.tier-card:hover { border-color: var(--accent-dim); transform: translateY(-3px); }
.tier-amount { font-size: 28px; font-weight: 700; color: var(--accent); display: block; font-family: Georgia,serif; margin-bottom: 12px; }
.tier-desc { font-family: Arial,sans-serif; font-size: 12px; color: var(--text-mute); line-height: 1.7; }

/* BENEFITS ROW */
.benefits-row { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-top: 48px; }
.benefit-card { background: var(--navy-card); border: 0.5px solid var(--border); border-radius: 10px; padding: 28px 22px; text-align: center; display: flex; flex-direction: column; align-items: center; gap: 14px; }
.benefit-icon { font-size: 32px; }
.benefit-card h3 { font-family: Arial,sans-serif; font-size: 13px; font-weight: 700; color: var(--text-hi); text-transform: uppercase; letter-spacing: .5px; }
.benefit-card p { font-family: Arial,sans-serif; font-size: 12px; color: var(--text-mute); line-height: 1.7; }

@media (max-width: 820px) {
  .tier-grid { grid-template-columns: 1fr 1fr; }
  .benefits-row { grid-template-columns: 1fr; }
  .term-grid { grid-template-columns: 1fr; }
}